Privacy Policy Connecting People

Worldwideconnectors.com, LLC, DBA MotorVehicleConnectors.com, will from hereon be referred to as MotorVehicleConnectors.com. Its subsidiaries and its affiliates are committed to complying with applicable information privacy and security laws. MotorVehicleConnectors.com has prepared this Privacy Policy (the “Policy”) in order to explain how it collects, uses and protects Private Information it obtains about consumers in the ordinary course of providing products and services.

Scope of This Policy
This Policy applies to personal information collected by MotorVehicleConnectors.com, whether MotorVehicleConnectors.com obtains the information directly from the consumer or from one of MotorVehicleConnectors.com commercial customers, or otherwise obtains such information in the normal course of business.  This policy includes information obtained via direct mail, faxes or on-line submissions (“Private Information”).

This Policy does not apply to information pertaining to employees of MotorVehicleConnectors.com, or to any service provider, or commercial entity. This Policy is intended to govern all, MotorVehicleConnectors.com directors, officers, employees, contractors, vendors and any other person whom MotorVehicleConnectors.com authorizes to access such information, except where such access is pursuant to specific legal authority.

Types of Private Information Collected By MotorVehicleConnectors.com.

• MotorVehicleConnectors.com only collects Private Information which is essential to the purposes for which it was collected including those listed under the heading “Reasons for Obtaining Private Information” below.
• MotorVehicleConnectors.com must also obtain information concerning the location, character, and value of the applicant’s motor vehicle when applicable.
• MotorVehicleConnectors.com may, but is not obligated to, perform an investigation to ascertain whether any of the information relied on was misrepresented. This investigation may include personal interviews with the client, and other parties having knowledge of the client’s financial situation, the value and condition of the property, or the transaction itself.
• From time to time, MotorVehicleConnectors.com may offer referral services to credit counseling, debt management, default counseling, loss mitigation services, general information, promotional items or other services to consumers either directly or through a contractor or vendor. On such occasions, MotorVehicleConnectors.com or its agent may obtain Private Information directly from the consumer, relating to the consumer’s identity, demographics, contact information, financial condition, creditworthiness and other attributes.

Sources of Private Information and Consent
Requests for products and services from MotorVehicleConnectors.com which originate from a consumer, will normally involve the transfer of Private Information from the client to MotorVehicleConnectors.com. In the course of providing services, MotorVehicleConnectors.com may have occasion to receive additional Private Information from third party sources, such as credit reporting agencies, investigators, attorneys, and other service providers, or from consumers themselves.

MotorVehicleConnectors.com may also obtain Private Information online through its web sites, directly from consumer’s educational services, and credit counseling services, credit repair services, or referrals.

When a consumer obtains a product or service through MotorVehicleConnectors.com, the consumer is hereby giving consent for MotorVehicleConnectors.com to share information with third party vendors and advertisers as permitted by law.  This helps us to offer you products and services that may be of help to you in the future.  Each consumer may elect not to have contact information released by marking the appropriate box on the application.

Reasons for Obtaining Private Information
MotorVehicleConnectors.com will only collect, use and disclose Private Information for the following reasons:

• To control risk;
• To mitigate and recover losses and otherwise enforce our policies
• To administer promotions which customers or consumers elect to participate in;
• To respond to requests for general information;
• To respond to government regulator requests for information;
• As otherwise may be disclosed at the time of collection
• To otherwise be provided for any other services requested.
• To share with its subsidiaries, affiliates, and advertisers.

How MotorVehicleConnectors.com.com Obtains Private Information
MotorVehicleConnectors.com obtains information from customers, consumers, contractors and vendors through any combination of the following:

• Electronic transmission over email.
• Electronic transmission over dedicated computer/network systems.
• Electronic transmission via secure Internet connections.
• Electronic transmission via removable electronic media.
• Facsimile.
• Voice communications. or
• Hard copy form.

Access and Accuracy
Any individual may access his or her Private Information held by MotorVehicleConnectors.com by contacting the Chief Privacy Officer at the address listed below, to make a request in writing, or by calling MotorVehicleConnectors.com toll free number, or through MotorVehicleConnectors.com web site, also listed below. In order to obtain access to the information in MotorVehicleConnectors.com records, requesting parties will be required to verify their identity. If any Private Information held by MotorVehicleConnectors.com is found to be inaccurate, MotorVehicleConnectors.com will, upon notice to and consent by both the individual to whom the Private Information relates and the provider of the information, make any necessary corrections to the Private Information.

Disclosure of Private Information by MotorVehicleConnectors.com

• MotorVehicleConnectors.com will only disclose Private Information to third parties as may be reasonably necessary in connection with the reasons for obtaining the Private Information described above and as otherwise required or permitted by law, including in response to a subpoena, to report to a credit bureau, to protect against fraud or with your consent.
• In the event MotorVehicleConnectors.com finds it necessary to share information with any third party, MotorVehicleConnectors.com.com will require such third party to agree contractually to maintain the privacy and security of the information in a manner consistent with this Policy.
• When Private Information is transmitted electronically to any third party, MotorVehicleConnectors.com requires that such transmissions be encrypted, and that passwords be securely passed to the recipient in a separate transmittal. Hard copies of Private Information may only be transmitted via secure means.
• When possible, Private Information will be masked or otherwise de-identified prior to being disclosed to any third party.
• Except as required to secure credit and criminal background checks, or is otherwise legally required, no personal identifiers or financial data will be disclosed to any third party.
• You may elect to tell us not to share your information with third party advertisers by marking the appropriate box on the application.

Information Security
MotorVehicleConnectors.com will use a high degree of care to protect the security, integrity and confidentiality of Private Information in its possession. MotorVehicleConnectors.com will ensure that technological, organizational and physical safeguards reasonably necessary to safeguard the sensitivity of the Private Information it collects, are implemented to protect against unauthorized or inadvertent collection, use, and disclosure of such Private Information.

MotorVehicleConnectors.com will restrict access to Private Information to only those individuals who need to know the information in order to provide the referral services, and or products necessary to operate MotorVehicleConnectors.com business. Employees who have access to a consumer’s Private Information are required to protect it and keep it private.

Location and Retention of Private Information
MotorVehicleConnectors.com will generally maintain Private Information in the United States of America. Private Information may be subject to the laws of local application in the jurisdictions where it was obtained, and where it is located.

MotorVehicleConnectors.com will not retain Private Information unnecessarily. Therefore, except as is required to fulfill legal/regulatory requirements or as necessary to maintain the integrity of MotorVehicleConnectors.com books and records, Private Information will be returned or securely destroyed consistent with applicable law, when it is no longer in use or needed for archival purposes.

Notification in the Event of Unauthorized Disclosure
In the event MotorVehicleConnectors.com discovers or has a reasonable belief that Private Information maintained by MotorVehicleConnectors.com has actually been compromised by an unauthorized individual, MotorVehicleConnectors.com will notify the provider of the Private Information. If the provider is a business customer, such customer, rather than MotorVehicleConnectors.com, is generally expected to notify their consumer customers of the suspected breach as required or appropriate.

Administration of Privacy Policy
MotorVehicleConnectors.com, have appointed a committee of individuals representing a variety of areas of the company to administer its policies and procedures for handling Private Information. This committee is led by a Chief Privacy Officer, who is appointed by MotorVehicleConnectors.com. Additionally, MotorVehicleConnectors.com appoints employees working in various capacities to oversee implementation of policies and procedures, and to advise the Privacy Committee.

Compliance with this Policy is the responsibility of every MotorVehicleConnectors.com employee. To that end, MotorVehicleConnectors.com provides notice to all employees of the contents of this Policy, and provides regular periodic training to employees on how to comply with MotorVehicleConnectors.com policies and with applicable law.

Periodic Review of Privacy Policy
In addition to periodic evaluation of its own policies and procedures, from time to time, MotorVehicleConnectors.com engages the services of experts, including certified public accounting firms, legal firms, and consultants, to review MotorVehicleConnectors.com policies, procedures and compliance with its own policies and procedures, as well as with applicable law. Deficiencies are reported to the Chief Privacy Officer, the Privacy Committee (which includes the Chief Compliance Officer) and the Audit Committee of MotorVehicleConnectors.com Board of Directors as appropriate. Remedial measures will be implemented by MotorVehicleConnectors.com based on audit findings, where appropriate.

Notice of MotorVehicleConnectors.com Privacy Policy, Access and Inquires
This Privacy Policy may change from time to time.  Private Information collected will be used and disclosed in accordance with the Privacy Policy in effect at the time of use or disclosure. MotorVehicleConnectors.com current Privacy Policy will be posted on: www.MotorVehicleConnectors.com.

Questions or complaints regarding MotorVehicleConnectors.com Privacy Policy or practices should be directed to the Chief Privacy Officer, MotorVehicleConnectors.com.com, 4270 Mount Carmel Tobasco Road, Cincinnati, Ohio 45244-2320. Additional questions can be answered by e-mailing: info@MotorVehicleConnectors.com.